The role of mobile money on financial inclusion in the SADC region . This paper a presentscross-country comparison of mobile money ownership and its determinants together with the factors affecting mobile money adoption. increase financial inclusion; while age dependency ratio lowers financial inclusion. We follow the works of Barro (1991) and Waverman, Meschi, and Fuss (2005) and focus on 44 African countries between 1988 and 2007. Adults around the world and in all income groups use an array of different financial services. The link between mobile money and financial inclusion will also be discussed. leverage financial inclusion for resilience as a policy goal and to incorporate financial tools into interven-tions that can help low-income households prepare for and manage unpredictable income streams and expenditure needs. challenges to realizing the benefits of financial inclusion and directions for future research. The present research study focuses on evaluating the impact of financial inclusion on economic development among beneficiaries of five banks namely, JKB, JKGB, SBI and PNB belonging to five districts i.e., Jammu, Samba, Kathua, Udhampur and Reasi The IFI is a multi-dimensional index that captures information on various dimensions of financial inclusion in one single digit lying between 0 and 1, where 0 denotes complete financial exclusion and 1 This paper assesses current thinking and policies promoting women’s financial inclusion based on recent publications in this area, 30 interviews with recognized policymakers and thought leaders,3 and an analysis of 12 national This study analyses the relationship between various aspects of financial inclusion and income inequality in sub-Saharan African using the Findex 2011 dataset with the intention to determine which aspects of financial inclusion have the greatest effect on income inequality. Financial Inclusion in India: The Reserve Bank of India setup a commission (Khan Commission) in 2004 to look into Financial Inclusion and the recommendations of the commission were incorporated into the Mid-term review of the policy (2005-06). This paper provides an overview of financial inclusion around the world and reviews the recent empirical evidence on how the use of financial products -- such as payments services, savings accounts, loans, and insurance -- can contribute to inclusive growth and economic development. Financial inclusion is the process of ensuring access to appropriate financial products and services needed by vulnerable groups such as economically and socially weaker sections and low income groups at a fair and transparent manner by formal financial institutions. In this paper, we review existing evidence on how financial … This paper is organized as follows. Section II discusses financial inclusion … women’s financial inclusion and lays out effective national-level policies to promote financial inclusion for women. financial inclusion across economies. Importantly, the findings also indicate that financial inclusion lowers poverty and income inequality in developing Asia. Critics attribute this to a lack of financial inclusion. III . Financial Inclusion paves the way for unbanked population to the formal financial system. 2016 . increase financial inclusion.6 Therefore it is critical to assess the extent to which mobile penetration improves financial inclusion and therefore growth in Africa. This paper attempts to fill this gap by proposing an index of financial inclusion (IFI).
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